OUR COVERAGES

We offer many custom solutions to fit our clients’ needs.
Contact us if you don’t see the coverage you are looking for.

GENERAL LIABILITY

Protects a business from liability caused by bodily injury, property damage and personal injury. Policies can provide coverage on occurrence or claims made basis for liabilities that arise from a business’s operations or products.

PROPERTY

On land, in the air, or on the sea, we have a property policy to cover your risk.

CRIME

Protection against Employee embezzlement, fraud, or theft.

PRODUCT RECALL

Most CGL policies exclude recall or limit coverage. Products recall can protect against a costly withdrawal of products from the marketplace.

KIDNAP & RANSOM

A necessity for anyone with global presence.

WORKERS’ COMPENSATION

Benefits for employees injured during employment. Protection for the Employer through Employers Liability.

EMPLOYMENT PRACTICES

Protect your business from a costly lawsuit as a result of an employee lawsuit. Employment Practices Liability or EPL is crucial for all businesses. EPL policies can provide coverage for defense costs as well as indemnification for losses.

DIRECTORS & OFFICERS

Personal liability and personal assets of directors or officers may be exposed as a result of business activities. D&O protects and indemnifies the officers and helps retain qualified directors and officers.

MARITIME & USL&H

Coverage for anything on or near the water. USL&H or the United States Long Shore & Harbors Act is a federal requirement.

AUTO LIABILITY

One of the highest hazards a business, with liability arising from vehicles not directly owned.

ERRORS & OMISSIONS

Professional Liability coverage for unintentional errors or mistakes.

CYBER

Liability protection and first party loss coverage for today’s business with any computer presence. Cyber crimes continue to rise. Today’s business need to be protected from the threats and losses that can result from a costly data breach or extortion.

TRADE CREDIT INSURANCE

For any business that extends credits terms to it’s buyers. Insure your accounts receivable against unforeseen loss due to default or non-payment from a buyer.

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