Insuring Against Inflation and Supply Chain Issues


  • June 10, 2022
  • /   FCIS Team
  • /   
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Inflation and supply chain issues are the talk of the town right now. In one way or another, every business has been affected by one or the other, or more likely, both.

COVID-19 Prevention Emergency Temporary Standards


  • February 25, 2022
  • /   FCIS Team
  • /   
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All Employers are required to create Covid 19 prevention plans to protect their employees. Similar to a IIPP, they must create a plan to evaluate the risks and resolve the risk.

Navigating Workers’ Compensation for Independent Contractors


  • October 11, 2021
  • /   FCIS Team
  • /   Uncategorized
Fiscus Commercial Insurance Services, Inc.
What you don’t know can cost you. Did you know you can be liable for injuries to independent contractors? Or that you can pay extra premiums as a result of improperly classified independent contractors?

The Dog Days of Unused Vacation


  • August 17, 2021
  • /   FCIS Team
  • /   Uncategorized
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Vacations are a good idea. We all need to re-charge our batteries. Western Europe has it figured it out; employees receive several weeks off a year and companies don’t try to get much commerce done in August since most of the workforce is on vacation.

Heat Illness Prevention Measures Are Critical


  • July 30, 2021
  • /   FCIS Team
  • /   Uncategorized
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If you can’t take the heat … that probably means you’re a normal person. And if you’re too hot on the job, that’s not cool — and also a potential OSHA violation.

You Sunk My Cargo Ship


  • April 27, 2021
  • /   FCIS Team
  • /   Uncategorized
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If your company ships goods by sea, every day you go without cargo insurance is a gamble. Recently, a container ship called the Ever Given was grounded in the Suez Canal, leading to a six-day blockage. Canal authorities would not release the ship until a heavy compensation w

Compliance or Complaints … The Choice is Yours


  • April 2, 2021
  • /   FCIS Team
  • /   Uncategorized
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If it’s not … you might be the next to receive a demand letter. Companies are worried about ADA compliance — and they should be. We have seen a significant rise in court cases and threats of legal action in recent months.

Key Strategies to Help Prevent Costly Water Damage to Your Property


  • February 2, 2021
  • /   FCIS Team Member Anthony Parra
  • /   Uncategorized
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According to national claims data, water leakage is a leading cause of commercial property loss from a frequency and severity standpoint. Water damage can lead to potentially significant repair costs and business interruption. Common causes of water damage: pipe burst and le

New Laws Define Your Responsibilities in a COVID-19 Outbreak


  • December 15, 2020
  • /   FCIS Team
  • /   Uncategorized
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On Sept. 17, Governor Gavin Newsom signed two bills, SB 1159 and AB 685, into law. These new laws, which are designed to help California workers stay safe at work and get the support they need if exposed to COVID-19, clarify employers’ responsibilities related to COVID-19 ca

$1,000,000 insurance coverage is no longer enough


  • December 15, 2020
  • /   FCIS Team
  • /   Uncategorized
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Social inflation is happening, and whether we like it or not, it’s changing the insurance game. What is social inflation, you ask? It’s a combination of social and legal factors that are increasing the frequency and severity of liability claims. As a result, the cost of clai