Property Insurance Rates are on the Rise, What to Expect in 2023


  • February 9, 2023
  • /   FCIS Team
  • /   Uncategorized
increasing prices charts
Rising Property Insurance Rates for 2023. See what to expect for insurance rate increases and property accounts that are prone to catastrophic events such as wildfires, storms, floods, and earthquakes.

Protect Your Property: Insurance and Wildfire Fire Mitigation


  • October 5, 2022
  • /   FCIS Team
  • /   
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In California, fire risks are incredibly high, creating difficulties with fire insurance coverage — and almost everyone with property insurance is feeling the pain.

Prepare Your Business for Dual Wage Increases


  • August 31, 2022
  • /   FCIS Team
  • /   
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If you are a California contractor, your payroll may be increasing in the coming months due to changes from the Workers’ Compensation Insurance Rating Bureau.

Insuring Against Inflation and Supply Chain Issues


  • June 10, 2022
  • /   FCIS Team
  • /   
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Inflation and supply chain issues are the talk of the town right now. In one way or another, every business has been affected by one or the other, or more likely, both.

COVID-19 Prevention Emergency Temporary Standards


  • February 25, 2022
  • /   FCIS Team
  • /   
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All Employers are required to create Covid 19 prevention plans to protect their employees. Similar to a IIPP, they must create a plan to evaluate the risks and resolve the risk.

Navigating Workers’ Compensation for Independent Contractors


  • October 11, 2021
  • /   FCIS Team
  • /   Uncategorized
Fiscus Commercial Insurance Services, Inc.
What you don’t know can cost you. Did you know you can be liable for injuries to independent contractors? Or that you can pay extra premiums as a result of improperly classified independent contractors?

The Dog Days of Unused Vacation


  • August 17, 2021
  • /   FCIS Team
  • /   Uncategorized
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Vacations are a good idea. We all need to re-charge our batteries. Western Europe has it figured it out; employees receive several weeks off a year and companies don’t try to get much commerce done in August since most of the workforce is on vacation.

Heat Illness Prevention Measures Are Critical


  • July 30, 2021
  • /   FCIS Team
  • /   Uncategorized
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If you can’t take the heat … that probably means you’re a normal person. And if you’re too hot on the job, that’s not cool — and also a potential OSHA violation.

You Sunk My Cargo Ship


  • April 27, 2021
  • /   FCIS Team
  • /   Uncategorized
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If your company ships goods by sea, every day you go without cargo insurance is a gamble. Recently, a container ship called the Ever Given was grounded in the Suez Canal, leading to a six-day blockage. Canal authorities would not release the ship until a heavy compensation w

Compliance or Complaints The Choice is Yours


  • April 2, 2021
  • /   FCIS Team
  • /   Uncategorized
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If it’s not … you might be the next to receive a demand letter. Companies are worried about ADA compliance — and they should be. We have seen a significant rise in court cases and threats of legal action in recent months.