Key Strategies to Help Prevent Costly Water Damage to Your Property
- February 2, 2021
- / FCIS Team Member Anthony Parra
- / Uncategorized
According to national claims data, water leakage is a leading cause of commercial property loss from a frequency and severity standpoint. Water damage can lead to potentially significant repair costs and business interruption. Common causes of water damage: pipe burst and le
New Laws Define Your Responsibilities in a COVID-19 Outbreak
- December 15, 2020
- / FCIS Team
- / Uncategorized
On Sept. 17, Governor Gavin Newsom signed two bills, SB 1159 and AB 685, into law. These new laws, which are designed to help California workers stay safe at work and get the support they need if exposed to COVID-19, clarify employers’ responsibilities related to COVID-19 ca
$1,000,000 insurance coverage is no longer enough
- December 15, 2020
- / FCIS Team
- / Uncategorized
Social inflation is happening, and whether we like it or not, it’s changing the insurance game. What is social inflation, you ask? It’s a combination of social and legal factors that are increasing the frequency and severity of liability claims. As a result, the cost of clai
Employee Theft: Protecting Your Business
- November 3, 2020
- / FCIS Team
- / Uncategorized
These days, it seems like every time you open the paper, there’s another story about employee theft. Just recently, a client of ours learned that their chief financial officer embezzled nearly $1 million from the company over a three-year span beginning in 2017. Unfortunatel
How to Protect Your Property and Cover Your Cargo
- September 2, 2020
- / FCIS Team
- / Uncategorized
Everything’s going along fine — and then, womp, suddenly it isn’t. There are numerous unexpected factors that can lead to property and cargo losses, but given recent events, one factor in particular stands out. Over the past several years, natural disasters like fires and hu
Protect Your Company From the Cyber Risks of Working From Home
- July 30, 2020
- / FCIS Team
- / Uncategorized
With the need for new ways to keep business moving, new risks are added to the equation. Luckily, some simple things can be done to make immediate impacts on those risks and to help protect your business without opening up the door to new attacks that could bring operations
Independent Contractor or Employee? Things Just Got Tougher for Companies
- May 26, 2020
- / FCIS Team
- / Uncategorized
Just when you thought the laws defining who is an employee and who is an independent contractor (IC) couldn’t get more confusing, along comes Labor Code Section 2750.3, which took effect January 1, 2020. That law, essentially the codification of the famous Dynamex case from
Understanding the Difference Between Accounts Receivable Coverage and Trade Credit Insurance: Which Is Right for Your Circumstance
- April 14, 2020
- / FCIS Team
- / Uncategorized
As we continue to navigate the effects of COVID-19 to help guide and provide counsel to the businesses we support, we are seeing an increased number of clients reviewing their policies in order to identify opportunities to file a claim for further protection in these uncerta